Help with Funeral Costs

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Financial Help

In some instances, financial assistance for funeral services are provided to those who are either on state benefits or facing financial hardship. Please use the links below to access more information about eligibility, levels of assistance and how to apply.

General Financial Assistance:


Targeted Help:

Benevolent Funds

Civil, Education, Health & Military Service, Trade Union, Trade Association & Employer Backed Schemes

Some employers and professional bodies have trusts and schemes to help in times of financial hardship. This often includes help with funeral expenses and other bereavement expenses. If you or your loved one has or previously had a connection to any of the organisations listed below, you may be eligible for help from them.

The UK charity supporting dental students, dentists and their dependents.

  • BEN: (Formerly, the Motor and Cycles Trade Benevolent Fund)

BEN offer assistance for past or present automotive industry workers and their families.

The Fund now serves past and present BT people and their dependents, who are suffering financial hardship.

Help for registered nurses, midwives, nursing associates, maternity support workers and healthcare assistants, both working and retired, when they’re suffering personal or financial hardship.

CABA is the occupational charity helping the Institute of Chartered Accountants in England and Wales (ICAEW) community thrive through everyday situations to exceptional life-changing circumstances. If you’re an ACA student, an existing or former ICAEW member or a close family dependent, they can help you.

CWC can offer financial support to care workers who have experienced a recent change in circumstance resulting in a significant financial impact.

Providing financial support for ballet dancers, contemporary dancers and also choreographers and choreologists. In particular, they help members of the Royal Ballet Companies and other established dance companies. They also support freelance dance professionals working in other genres. Teachers and former teachers of dancing, in particular members and former members of recognised dance examining bodies can also apply for assistance.

They offer a financial grants service that is open to teachers, teaching assistants, supply and support staff. It’s also available to lecturers and retired staff.

For You By You supports civil servants, past and present, when times are tough; listening without judgement and offering practical, financial and emotional support.

Help for musicians right up until the end of life. For those facing terminal illness we do everything we can to support them in their final days, as well as helping families and carers at such a difficult time. Their response is tailored to every individual case.

NASUWT Benevolence Service is for members and their families facing financial hardship. Any member wishing to access the NASUWT Benevolent Fund should contact by email their Regional Centre in England.

Financial advice and support for those working in Agriculture. In additional to the financial support accessed through our helpline, Perennial has one off financial help programmes which have been developed to meet the specific needs of people working in horticulture and their families.

POOBI is a charitable organisation offering help and support to staff and pensioners of Royal Mail and Post Office Ltd with a focus on children facing hardship.

The grants that Railway Benefit Fund provide are there to support rail families through tough times and can alleviate immediate financial hardship or fund support that will assist wider well-being.

The Rowland Hull Fund offers financial grants to postal workers and their families facing homelessness, life-changing health challenges or unexpected financial difficulties. Practical financial support for life’s unexpected challenges.

The Royal Airforce Benevolent Fund provides lifelong support to serving and ex-serving RAF personnel and their families. They'll consider any request for assistance, however big or small, providing a tailor-made approach to each individual situation. From mobility aids and confidential counselling to financial grants, we offer a range of support tailored to the individual's needs. They may be able to help with funeral expenses depending on the eligibility of the person who has died.

The Royal Agricultural Benevolent Institution – RABI – are a national charity that provides local support to the farming community across England and Wales. They can provide immediate assistance to help individuals in the farming industry rebuild their lives following a crisis, critical moment or trauma.

The RCN Foundation is available to support every member of the nursing team as they care for patients and improve the UK's health and wellbeing. You do not need to be a member of the Royal College of Nursing to apply to the RCN Foundation. We are here for all members of the nursing and midwifery professions.

Financial help for medical students. If you are a medical student in your final two years, and you are facing financial hardship due to a change in circumstances caused by illness, injury, disability or bereavement, you may be eligible for financial support from the RMBF.

The Transport Benevolent Fund CIO is a charity supporting those who work in the public transport industry in Great Britain when they are in need, hardship or distress. Almost anyone who works in the industry may join TBF and be eligible for help.

Assistance for Unison members experiencing financial difficulty, due to coronavirus or other circumstances, There for You can offer you support, including one-off grants.

The Unite the union Benevolent Fund is the benevolent fund for Unite the union members and employees and their immediate dependents.

The Veteran's Bereavement Support Service provides a wide range of support services for Veterans and their families who are experiencing bereavement and loss either recently or over the years.

The RNBT provides financial assistance and support to Royal Navy and Royal Marines personnel and their families in times of need.

ABF The Soldiers’ Charity, British Army BAME Support and RNBT applications from the UK must be made via;

RNBT applications for overseas ex naval service personnel must be made via;

The CWV helps ex-Service men and women who served The Crown and their widows who are now in need.

Other Avenues:

If you (or your loved one) belong to a religious community, private members club or social organisation that raises funds for members who are in need, they may consider you to be eligible for help with funeral costs. It's always worth getting in touch with them to ask. They may be able to help you.

Additional suggestions:

The National Benevolent Charity provides financial support to people experiencing poverty at a time of crisis.

Down to earth, practical support with funeral costs

Hugh Gooding Funeral Services Limited trading as Gooding Funeral Services, is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans, which is authorised and regulated by the Financial Conduct Authority (FRN:965279).

Trade Associations

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